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Insurance technology products are listed together.

2017 can be said to be a year of insurance technology in generate. Unlike the previous tinkering with face recognition insurance, many insurance companies began to list insurance technology as their development strategy. Insurance companies and internet giants have demonstrated their scientific and technological strength, or applied blockchain technology, or launched AI (artificial intelligence) products, and opened relevant platforms to the industry. "Technology+Insurance" is transitioning from concept to application, and the impact of technology on the insurance industry has really begun.

For example, China Pacific Insurance put forward the strategy of "Digital Pacific Insurance" this year, and recently it made a high-profile appearance with the smart insurance product "Alpha Insurance". China Ping An also recently released "smart insurance cloud" products, including "smart authentication" and "smart flash compensation". The same market participants are Ant Financial. In the first half of this year, Ant Financial successively launched products such as "auto insurance" and "fixed loss treasure". Some internet insurance companies, such as Zhongan Insurance, and insurance sales companies have also launched insurance technology products such as big health and smart investment.

Consumers always think that insurance products are far away from themselves, and the emergence of insurance technology will make products suitable for more scenarios. At present, the insurance market is facing great user demand, but some insurance companies and platforms have valuable user resources, but they have failed to meet the needs of users successfully, and lack the mechanism and system of activation, retention and transformation. How to connect users’ needs and insurance ability, the role of insurance technology is essential.

Sikao

Enter the tuyere or fall into the bubble?

According to the industry forecast, the insurance technology market has great potential and will reach 2.4 trillion by 2021. For this reason, traditional insurance companies and internet companies are actively moving closer to insurance technology, trying to share the pie.

Zhongan Insurance, the first Internet insurance company in China jointly established by Alibaba, Tencent and Ping An Insurance, has been called the "first share" of insurance technology by the industry. At present, the insurance industry pays more and more attention to technology research and development, and the landing and application of insurance technology are also increasing. Does insurance technology enter the market or fall into the bubble? Many people in the industry said that the current development of insurance technology is somewhat blind, many of which are the products of a momentary fever, and many technical things are aimed at auto insurance, but insurance companies are not aware of it. In addition, insurance technology products such as smart investment and care are of little significance unless they can really evaluate and guide family wealth and family health.

The focus of insurance technology is how to better meet the needs of users. In China, many people don’t know enough about insurance, and they don’t agree with its cost performance and other aspects. The emergence of insurance technology enables the industry to "educate" the insurance market by means of science and technology, to do things that benefit and educate users through science and technology, and gradually let consumers accept insurance.

It should be reminded that with the continuous penetration of new technologies into the insurance industry, almost all insurance production links, including product design, pricing, sales and claims settlement, are being reshaped. The existing regulatory framework is based on the traditional operation mode, which is not suitable for insurance technology to some extent, and it is still blank in some fields, and it is urgent to speed up the research on regulatory policies and improve rules.

At 8: 30 am on November 29, 2019,
Yanling county, Hunan province,
A dispatch meeting for tackling poverty is being held.

When Huang Shiyan, secretary of the county party committee, began to speak,
People here found something strange:
Huang Shuji voice lost its former sonority,
Speak feebly!

"Poverty alleviation is the top priority, overriding.
Poverty alleviation can’t wait! "

This is the last sentence that Huang Shiyan said at the meeting.
No one thought,
This sentence that he always talks about,
It turned out to be his concern for colleagues present.
The last entrustment!

After the meeting, Huang Shiyan went back to the dormitory to rest.
When his colleagues went to the dormitory to call him,
Only to find him half leaning against the bed,
Fists clenched on the chest, head down,
My body is getting cold … …

　one
Dark and heavy poverty
Like a weight on his mind.

Huang Shiyan was born in Youxian County, Hunan Province in 1964.
Originally named Huang Shiyan.

When he was in senior three,
Accidentally read a poem by Liu Yuxi.
"In the old days, Wang thanked Tang Qian Yan and flew into the homes of ordinary people",
He hopes that he can realize his ambition,
We should also do practical things for the people and take root in them.
So I changed my name to "Huang Shiyan".

On June 25th, 2011,
Huang Shiyan, 47.
Came to Yanling County, Hunan Province as the county party secretary.
He insisted that "the mountain is not as high as the instep,
The road is not as long as the foot. "
I visited as soon as I took office.
There are 11 townships and 54 poor villages in the county.

However, the scenes in front of him made him lose:
Most villagers in Shuilong Village, Chuanxing Township
Living in a thin adobe house, surrounded by people,
Whenever flash floods occur,
The house will be flooded;

The villagers in Aotou Village, xiacun town worked hard to grow fruits.
Because it can’t be shipped,
I had to sell it at a low price of two yuan a kilogram.
Working hard every year is equal to being busy in vain.

In 2010, farmers in the county
The per capita net income is only 2970 yuan.

Poverty, such as "gangrene"
Wrapped around this barren land,
Walking all the way,
Huang Shiyan’s eyes were moist,
This extreme poverty,
Dark, heavy poverty,
Like a weight on his chest.

A strong sense of guilt
Come to his mind:
Yanling county is an old red area.
Is an important part of Jinggangshan revolutionary base area,
Yanling county does not get rid of poverty and take off its hat for a day.
I’m sorry for 200,000 people in the old liberated areas for one day.
I’m even more sorry for those who are buried here.
More than 30,000 revolutionary heroes and heroes!

　2
"Platform for the common people,
What am I afraid of? "

What exactly does that depend on?
Can we let the people in the county live a good life?

On July 29th, 2011,
Huang Shiyan came to Shanlong Village.
At the home of a peach farmer, Chen Yuangao,
When he heard about this yellow peach tree in front of him,
When you can earn 7 thousand yuan a year,
Opened his mouth wide in surprise … …

He was overjoyed to learn agriculture:
This is our cash cow in Yanling County!

Lead everyone to plant yellow peaches,
Huang Shiyan is not a slap in the face.
Provide professional technical support,
Build an industrial service platform,
In order to build the brand of yellow peach in Yanling,
He even shouted on the platform at the "Yellow Peach Conference" several times!

He was privately advised not to be too high-profile,
He said, "Stand for the common people,
What am I afraid of? "

Except for the yellow peach,
Huang Shiyan leads the people of Yanling.
It has become a real industry.
Planting 43,000 mu of pollution-free vegetables,
15,200 mu of tea, 290,000 mu of camellia oleifera,
346,000 mu of bamboo shoots and bamboo forests, 14,000 mu of medicinal materials,
Breeding 1.5 million Yanling white geese … …

The road to poverty alleviation is neither smooth nor smooth.
It’s not done overnight!
Only talk about poverty alleviation,
Can’t be done!

Huang Shiyan has always been convinced that,
Really helping the poor must really go on!
He set the rules for himself:
One week must be set aside every month.
Visit the poor and ask questions, rain or shine.

But a survey in May 2012,
Let him, who has been the county party secretary in Yanling for one year,
"I am suddenly ashamed and self-blaming!"

　three
"Even if the pot sells iron,
Let the people live in new houses. "

On that day, Huang Shiyan came.
When investigating Lishuzhou Village at the foot of Maofeng Mountain,
I found this beautiful scenery,
Very suitable for developing tourism.
Beautiful countryside turned out to be a village without electricity!

Because there is no electricity,
I don’t even have a cell phone signal.
When he saw 25 families in the village,
Usually, lighting and farming can only rely on a simple one.
When a miniature flush generator is used,
His face suddenly darkened … …

"What age,
I cann’t believe we still have villages without electricity,
As a cadre in party member,
This is sorry for the people!
No matter how hard it is, we must connect Lishuzhou Village with electricity! "

This usually gentle county party secretary
Left a sentence on the spot.
Hit the floor’s hard words!

On the morning of September 12, 2013,
Lishuzhou power grid is officially closed for power transmission!
Ending the days when there was no electricity for decades,
The people are all very happy,
They finally took a fancy to TV,
Using a mobile phone,

In 2014, Huang Shiyan found that,
There are 14,900 villagers’ houses in the county.
There are security risks.
Can fully solve the need to invest 600 million yuan,
The fiscal revenue of Yanling in that year was only 700 million yuan.

In the face of tight funds
Dangerous houses where people live,
He once again released "malicious words" at the conference:
Even if the pot is selling iron,
We should also let ordinary people live in new houses.

In order to raise funds for building houses,
Huang Shiyan takes the lead in saving money:
The old county compound will not be decorated for the time being.
Office furniture that has fallen out of paint will not be replaced.

In the end, Yanling County was dried up one by one.
It is related to the food and clothing of each family.
More important to the real life of every ordinary person:
More than 15,000 rural residents live in new houses;
1602 kilometers of rural roads were rebuilt and built;
All the people in the county drank safe drinking water … …

In 2018, Huang Shiyan came to Yanling County.
In the eighth year as secretary of the county party Committee,
In this year, Yanling County finally took off its hat.
Become the first batch of poverty-stricken counties in the province.

The people’s pockets are bulging,
Smile more, live happier,
But Huang Shiyan’s body,
But there has been a serious problem … …

　four
He really came to get rid of poverty.
Also to get rid of poverty … …

In fact, Huang Shiyan is interested in his body.
Is aware of it.

At a small meeting at 3 pm on November 22,
Huang Shiyan already felt chest pain,
But I didn’t care

The 24th is the weekend,
He celebrated his wife’s birthday a day earlier,
At that time, no one thought,
It turned out that he and his wife,
The last reunion with the whole family … …

On November 25,
On the morning of his birthday,
Accidentally received a message from Huang Shiyan:
"Wife, love you."

Huang Shiyan is a square man,
After 30 years of marriage,
This is the first time to say to his wife:
Wife, love you,
Love you in my heart!

But what the wife doesn’t know is,
On the evening of the 24th,
The husband rushed from Zhuzhou to Yanling overnight.
Because of the severe pain in the stomach
Almost stayed up all night;
What is even more unexpected is that,
She spent thirty years waiting for this sentence:
Wife, love you,
It turned out to be her husband’s last confession.
At this point, the time left for Huang Shiyan.
There are only five days left … …

November 29, 2019,
After presiding over the last dispatch meeting for tackling poverty,
Said it once at the end
After "poverty alleviation work can’t wait",
Huang Shiyan, who is only 56 years old,
With the career he cares most about,
And the most uneasy people,
Gone forever … …

At 5 o’clock in the morning the next day,
Hundreds of cadres and the masses who got the news
Spontaneously came to the county compound.
See off their amiable and respectable good secretary.

The farewell scene was filled with grief,
Someone choked and lost his voice,
Someone caressed the coffin and wept bitterly … …

He really came to get rid of poverty,
It is also to get rid of poverty.
Let go of fame and fortune,
Just for the common people.

　five
Nobody is willing to die,
But Communist party member is not afraid of death!

Huang Shiyan is gone,
That book is marked as "Liao Chengyun"
Yanling county precision poverty alleviation handbook,
Still in the most conspicuous place on the desk;
93-year-old party member Zhang Zhaoxiu
Two biographies of Marx sent to him.
Lying quietly on his bookshelf;

And the one that came to Yanling in 2011.
Colleagues bought him a new teacup,
For nine years, in a thick layer of tea dirt,
He smelled of tea that had accompanied him day and night … …

When people walked into the dormitory of the county party secretary,
I can’t help but get red-eyed again.
The house where he lives is so shabby and old.

Huang Shiyan lived in the dormitory building before his death.

Write here,
We can’t help but wonder,
If time could be turned back,
Will he spare a little more time,
Spend more time with your family;
Can he spare a little more time,
Take care of yourself!

However, there are no ifs in the world.
Even if we give him another chance,
We firmly believe that he will still choose to be selfless … …

China today,
Wrote "the most successful story of poverty alleviation".
Over the past 40 years of reform and opening up,
More than 800 million people in China have been lifted out of poverty;
"Precision poverty alleviation" is for the whole world.
Getting rid of poverty offers new possibilities,
Contributed to the cause of poverty reduction in the world
China’s wisdom and China’s plan for reference.

However, behind such a "miracle",
It is the front line of nearly 3 million people fighting in the country
Dedication of poverty alleviation cadres and the first secretary;
They leave the city, their families,
Leave the familiar job,
Retrograde to the mountain, take root downward,
They firmly grasped the hand of every villager in difficulty,
Put all your efforts into it.
Spilled it into the soil under your feet.

Although we have never seen their faces,
Don’t know their names,
But they are all carved on the monument of the Chinese nation.
A hero worthy of our eternal memory!